Suze Orman
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A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.
The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.
I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.