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Suze Orman
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The way to build your savings is by spending less each month.

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When you're happy you find pure joy in your life. There are no regrets in this state of happiness — and that's a goal worth striving for in all areas of your life.

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A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

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Make this the year you tackle that credit card debt once and for all.

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