Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.
I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.
The over-all point is that new technology will not necessarily replace old technology, but it will date it. By definition. Eventually, it will replace it. But it's like people who had black-and-white TVs when color came out. They eventually decided whether or not the new technology was worth the investment.
Goodness is the only investment that never fails.
Cash — in savings accounts, short-term CDs or money market deposits — is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.
We have seen the most difficult times and were there to back each other. We have struggled, seen career highs and lows, and know we will be there for each other forever. We have together build our relationship strong. Himanshu is my biggest investment, and I can't let him go.
No other investment yields as great a return as the investment in education. An educated workforce is the foundation of every community and the future of every economy.
You have to stay in school. You have to. You have to go to college. You have to get your degree. Because that's the one thing people can't take away from you is your education. And it is worth the investment.
An investment in knowledge pays the best interest.