Dave Ramsey
Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.
More quotes and aphorisms
It's the friends you can call up at 4 a.m. that matter...People talk loud...It is quality rather than quantity that matters...Life is not always fair...The most difficult thing is the decision to act...Whatever makes an impression on the heart...
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