Dave Ramsey
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
More quotes and aphorisms
In the lack of judgment great harm arises...Your smile will give you a positive countenance...We think sometimes that poverty is only being hungry...Kate, have I ever lied to you?...Dirt used to be a badge of honor...I cannot think of any need in childhood...